Workplace Injuries: Is a Lawsuit an Option?
Workplace injuries happen—even in workplaces that might be considered relatively safe, or in a workplace where safety really does come first. But what if your injuries and loss of income far exceed the resources provided by workers’ compensation? What if your employer tries to argue that you were not really an employee, or otherwise fails to provide workers’ comp benefits? Can you file suit? Workers’ Compensation: What It Is and How It Works Most private employers are required to carry workers’ compensation insurance for each and every employee. Coverage for an individual worker begins on his or her first day of employment, whether full-time or part-time. If a worker is injured in the course of their everyday job, he or she may be eligible for a variety of benefits. These may include: Disfigurement or loss of function: when a serious cosmetic or functional issue arises from an injury, compensation may