Underinsured Motorist Coverage in Rhode Island
Underinsured motorist coverage (UIM) is an important type of car insurance that can protect you in the event of an accident caused by a driver who does not have enough insurance to cover your damages. Many people are not aware of the benefits of UIM coverage, or they assume that they will never need it. However, in this article, we will discuss why UIM coverage is so important and why it is a wise investment for all drivers. Why You Want UIM Coverage The first reason UIM coverage is so important is that it can help to protect you in the event of an accident caused by a driver who does not have enough insurance to cover your damages. In Rhode Island, the minimum liability insurance requirement is $25,000 per person and $50,000 per accident. This means that if you are involved in an accident caused by a driver who